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The most common validation errors encountered while filing the RBI DNBS 02 return relate to missing mandatory fields, incorrect formats, or mismatch with the prescribed XBRL taxonomy. Resolving these issues requires ensuring adherence to RBI's format, data completeness, and using the proper validation and pre-scrutiny steps before submission.

The FY2025 numbers tell a powerful story. NBFCs recorded a stunning 20% year-on-year credit growth, remarkably higher than the 12% clocked by traditional banks. The NBFC sector’s net advances soared to ₹24.5 lakh crore, and the overall balance sheet size ballooned to ₹28.2 lakh crore—both reflecting 20% annual growth. Borrowings also jumped 22% to ₹19.9 lakh crore, underlining their aggressive expansion and role as a key growth engine in Indian finance

Sustainable and Responsible Investing, often called SRI, is an investment approach that weighs environmental, social, and governance (ESG) factors alongside traditional financial metrics.

With the introduction of the Digital Personal Data Protection (DPDP) Act, 2023 and strengthened RBI guidelines, NBFCs are now challenged to strike the right balance between regulatory compliance and building customer trust by adopting comprehensive data security strategies.

In a rating process where both numbers and nuance matter, an advisor with domain experience can tilt the scales. They combine financial intelligence with storytelling, regulatory fluency with pragmatism, and strategic outlook with operational clarity. To rate your NBFC, connect with us today.

The Data Quality Index (DQI) is a comprehensive metric that evaluates the accuracy, completeness, consistency, and timeliness of data within an organization. For financial institutions, including NBFCs, banks, and other financial entities, maintaining high data quality is crucial for regulatory compliance, risk assessment, and operational efficiency.

The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002 is a critical legislation that empowers financial institutions to recover defaulted loans efficiently without court intervention.