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The FY2025 numbers tell a powerful story. NBFCs recorded a stunning 20% year-on-year credit growth, remarkably higher than the 12% clocked by traditional banks. The NBFC sector’s net advances soared to ₹24.5 lakh crore, and the overall balance sheet size ballooned to ₹28.2 lakh crore—both reflecting 20% annual growth. Borrowings also jumped 22% to ₹19.9 lakh crore, underlining their aggressive expansion and role as a key growth engine in Indian finance

RBI cancels Certificate of Registration of 16 NBFCs

These Directions shall be called Reserve Bank of India (Co-Lending Arrangements) Directions, 2025.

The Reserve Bank of India (RBI) has, by an order dated August 07, 2025, imposed a monetary penalty of ₹75.00 lakh (Rupees Seventy Five Lakh only) on ICICI Bank Limited (the bank) for non-compliance

The Reserve Bank has decided to grant 'in-principle’ approval to AU Small Finance Bank Limited (AUSFB) for transitioning from a Small Finance Bank (SFB) to a Universal Bank.

Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) received during the month of July 2025 are set out in Tables 1 to 7.

RBI imposes monetary penalty on two Cooperative Banks

RBI approves the voluntary amalgamation of New India Co-op Bank with Saraswat Co-op Bank

Sustainable and Responsible Investing, often called SRI, is an investment approach that weighs environmental, social, and governance (ESG) factors alongside traditional financial metrics.

Seven NBFCs surrender their Certificate of Registration to RBI

The Reserve Bank of India, in exercise of powers conferred on it under Section 45-IA (6) of the Reserve Bank of India Act, 1934, has cancelled the Certificate of Registration of the following companies.

RBI Imposes Monetary Penalty on 4 Co-operative Banks

RBI), vide order dated July 22, 2025, has cancelled the licence of “The Karwar Urban Co-operative Bank Ltd., Karwar

With the introduction of the Digital Personal Data Protection (DPDP) Act, 2023 and strengthened RBI guidelines, NBFCs are now challenged to strike the right balance between regulatory compliance and building customer trust by adopting comprehensive data security strategies.

Inclusion of “NSDL Payments Bank Limited” in the Second Schedule of the Reserve Bank of India Act, 1934

RBI imposes monetary penalty on 4 UCBs

RBI has, by an order dated July 08, 2025, imposed a monetary penalty of ₹2.70 lakh on Shriram Finance Limited

The Reserve Bank of India has imposed a monetary penalty of ₹4.88 lakh (Rupees Four Lakh, Eighty-Eight Thousand only) on HDFC Bank Ltd.

RBI imposes monetary penalty on 1 Sahakari and 2 Co-operative Banks

Lending Against Gold and Silver Collateral - Voluntary Pledge of Gold and Silver as Collateral for Agriculture and MSME Loans